Author Archives: Savvy Buck

It is much easier being a one percenter today than before

One Percenter

As a prelude, in no way do I hate the top 1% or even the top 0.1% in any way. As a matter of fact, I personally strive to become a 1%. In the old days... In the old days, a person's net worth is reflected publicly, for the most part. What I mean is that a ...

Posted in Investment Philosophy. Tagged with .

The real reason why stocks are the best long term investment


When discussing investments such as stocks or equities, treasury bills and bonds, gold and other commodities, or even collectibles, people tend to lose sight of the forest from the trees. Why is that? Because really if you break it all down: When you invest in stocks or equities, you are investing in companies and businesses. ...

Posted in Investment Philosophy. Tagged with .

LCBO Price Analysis


For those of you who aren't Canadian (or Ontarian to be exact), LCBO stands for Liquor Control Board of Ontario. It has de-facto monopoly on the retail prices of liquor in Ontario. The reason I am doing a price analysis is to compare it against duty free and see exactly which products offer the best ...

Posted in Shopping. Tagged with .

Travel Pony: $35 off any hotel reservation

Travel Pony Miami Booking

While surfing the web, I came across this super deal. I am unsure when it is over but so far it is great! You have to use a referral link to get the $35 off as well as create a brand new account. If you already have an account, then you cannot get the deal ...

Posted in Vacation. Tagged with .

March 2014 Spending

March Monthly Spending
Category Spending
Shopping $347.25
Auto & Transport $311.80
Food & Dining $206.76
Posted in Monthly Spending. Tagged with .

How strong is your personal balance sheet?

Balance Sheet

Balance sheet analysis is the staple of fundamental analysis for a stock. A healthy balance sheet let's their owners know the stability of the company. However, what I rarely see are investors that analyze their personal balance sheet. I am going to draw out several sample balance sheets of people in various situations and run ...

Posted in Investment Analysis. Tagged with , , .

Why your youth is the best time to accumulate wealth


You are 23. You just graduated college and landed a great job paying $50,000 a year. After suffering for 4 or more years on student loan money or scholarship money, you finally have some spending power. You've already mapped out your plans to splurge the new dough: 70" TV, Iphone 6, Alaskan Cruise, Luxury Condo, ...

Posted in Investment Philosophy. Tagged with .

What were the original DOW components?

Dow Jones Logo

Today, it is impossible to talk about the general economy of the United States without mentioning the DJIA. Every few years, companies are added and removed. Each year, new industries pop up. Old industries slowly fade away. Ever wonder what the original 'dirty dozen' were and where they are now? With some research, I've compiled ...

Posted in Investment Philosophy. Tagged with , .

The financial cost of smoking

Smoking Money

One of my good friend Chad came back town for the holidays after a tough semester of school abroad. At the dinner table, in between the laughter and chuckles, he suddenly got up and announced, "Guys, I'm heading out for a smoke break." I was absolutely dumbfounded. Now, Chad was a guy who got straight ...

Posted in Blog. Tagged with .

Scotiabank Scene Visa Analysis

Scotiabank Scene Visa

As I've mentioned before, I am a pretty big movie junkie and enjoy going to my local Cineplex a several times a month. I usually go during summer times for blockbuster hits. Thus, I've been wondering if the Scene Visa worth getting for someone like me. As a side, if you are looking for ways to ...

Posted in Credit Cards.